New India’s Top-up Mediclaim policy enables individuals to increase their coverage at affordable premiums. The plan has a threshold limit and if the cumulative claims exceed this limit, the benefits promised under the plan become payable. Besides paying hospitalization expenses, the plan also pays expenses incurred on organ transplant, cataract treatments, AYUSH treatments, etc
Check the features and coverage of New India Assurance Super Top-up Health Insurance plan below:
Ayush benefit up to Rs. 700000
Daily Cash Allowance
Rs 800 per day of hospitalization, for max 10 days
Free Health Check-up
Rs 8,000 for any one illness
Organ Donor Expenses
Covered up to Rs. 700000
New India Assurance Super Top-up plan does not cover the following:
Day care procedures
Treatment at home
New born treatment
New India Assurance health insurance offers 1 health insurance plan. The premium of these plans starts from Rs. 2137/yr. The sum insured ranges from Rs. 2 Lakh - 15 Lakh. Details of the comprehensive coverage provided by the following 1 New India Assurance health insurance plan is listed below:
Starting Premium- 2,137/Yr
91 days - 65 years
2 Lakh - 15 Lakh
Use the New India Assurance health insurance premium calculator to estimate your health insurance premiums.
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New India Assurance
Health claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. New India Assurance has a claim settlement ratio of 92.68%, as compared to the industry average of 94.21%.
New India Assurance supports both cashless claims and reimbursement claims. This section covers the information on how to check New India Assurance health insurance claim status, fill New India Assurance health insurance claim form, and the claim settlement process.
Claim cashless hospitalisation, you would have to be treated at a networked hospital. The list of networked hospitals can be found online on the company’s website. The hospital should be approved by the company’s TPA for you to avail of cashless benefits. If the hospital is not approved, claims would be settled on a reimbursement basis only
Renewal Process of New India Assurance Health Policy
It is essential to renew your health insurance policy from New India Assurance to continue enjoying the coverage offered to avoid policy lapse. Insurers offer either an online method or an offline process to renew your plan as per your convenience. Let’s look at both the methods provided by New India Assurance Company:
New India Assurance Health Insurance Online Renewal Process
To continue enjoying your coverage of New India health insurance policy, you need to renew the health plan. Below are the steps you need to follow in order to renew:
Step 1: Begin by visiting the official website of New India Assurance
Step 2: Go to the 'Quick Help' section. Within the 'Quick Help' section, select 'Quick Renewal' from the options provided
Step 3: Provide your Customer ID and either the Renewed Quote No. (received via SMS) or your Old Policy Number
Step 4: Review your policy details to ensure accuracy and save your quote for reference
Step 5: Proceed to make the payment for your health insurance policy renewal. You can use a debit card, credit card, or utilize net banking for this purpose
Step 6: Following successful payment, you will receive a confirmation email confirming the renewal of your health insurance policy
New India Assurance Health Insurance Offline Renewal Process
If you are someone who is not very comfortable with the online process then they can also renew the health insurance plan by New India assurance by calling on their toll-free customer care number 1800-209-1415 and request for policy renewal by sharing all the details
A policyholder also has an option to get the New India Assurance Policy renewed by reaching out to a Turtlemint Insurance advisor who can help with the easy renewal process