Texas Renters Insurance

Enter your ZIP Code to start your Texas renters insurance quote

Texas renters insurance coverage

Whether you rent a high-rise apartment in Houston or Dallas, or share a house with roommates in Austin, you could have renters insurance in Texas with Liberty Mutual for as little as $5 a month. 1

Do I need renters insurance in Texas?

Not necessarily. While it's not required by the state, some landlords and property management companies require proof of rental insurance from tenants. When you buy renters insurance with Liberty Mutual, we'll help make sure you have the right documents to show proof of coverage.

What are the benefits of having renters insurance in Texas?

Just like any other state, if you live in Texas, renters insurance protects your personal belongings from things like fire and smoke, vandalism and theft, and some natural disasters too.

It also protects you financially if a visitor to your home gets injured and takes legal action.

Let's look at some real-life examples:

• The house you rent is damaged from a windstorm and is uninhabitable. Renters insurance will help cover the cost of a hotel until you can move back in.
• Electronics are stolen from your car on a road trip to San Antonio. Renters insurance will help you replace these items.
• You start a small fire while cooking dinner for friends in your College Station apartment. Renters insurance will help pay for the damage (so you can get that security deposit back!).

Begin your free online quote

What renters insurance coverages are recommended in Texas?

The coverages below come standard with our renters insurance policies:

• Personal Property Coverage
• Liability and Medical Payments
• Additional Living Expenses

We also offer add-on coverages for renters in Texas who want more protection. These include:

• Personal Property Replacement Cost
• Blanket Jewelry
• Earthquake Damage